Finance

Why Finance?
Not everyone has the money to pay cash for a vehicle. When you finance, you pay for your vehicle over time. With a Ford Credit financing option when you buy your vehicle, you will agree to pay for the vehicle over the life of the finance contract - plus any finance charge under the contract.

There are several advantages to financing your vehicle:

• You can buy a new vehicle before you have cash for the entire purchase price
• Your cash can remain invested or available for other purchases
• Financing can help you continue your good credit history

We provide vehicle financing to meet your needs – new and Pre-Owned. Whether it’s a special incentive program, a First Time Buyer program or a Peace of Mind feature that eases the concerns of those over age 62, Ford Credit has a wide range of programs to solve your issues.

Finance vs Lease
Ford Credit Vehicle Financing offers many financing and leasing plans to help make the purchase or lease of your next vehicle affordable and convenient. Here are a few things to consider when deciding which is best for you:

Flex Buy
Flex Buy is a unique payment plan designed to complement today's budget and tomorrow's income. Here's how it works: Flex Buy is an installment contract that will allow you to purchase your vehicle over time.

How? By making monthly payments throughout the term of your contract.

The Flex Buy contract term is 66 months with two payment schedules. The first schedule of payments is for 36 months. Those payments will be lower than the payments of a comparable 60-month contract. The last payment schedule consists of 30 monthly payments, which are higher than the first 36-month payments. This allows you to purchase a vehicle today and "grow" into the payments over time.

First-Time Buyer
Even if you’ve had no previous vehicle financing experience, this program offers you the opportunity to drive a new Ford.

Are you a First-Time Buyer? If so, then you may qualify for special rates and incentives!

If you’re buying a vehicle for the first time, it’s extremely important to be well-informed – it’s an exciting, yet daunting experience. But if you've done your research, then you’ll be well prepared to make some important decisions – especially, which vehicle is right for you. In this First-Time Buyer section, you’ll find all the information you need, as well as helpful tips to make your new vehicle purchase a smooth experience.

Even if you have no previous financing experience, then our First-Time Buyer Program can help you lease or finance a new or used Ford vehicle.

College Student Purchase Program
If you’re a college student, you may be eligible for special incentives.

Get details on our College Student Purchase Program here.

 Call us at 301.459.1100 to learn about our finance options.